Precision Accounting.
Elevated.
The most comprehensive cloud accounting platform for businesses of every size and industry. From simple bookkeeping to multi-entity fund accounting — Spire Ledgers handles it all.
Everything You Need to Run Your Books
14 integrated modules covering every aspect of accounting, from core ledger entries to advanced inventory and payroll.
Core Accounting
- Chart of Accounts
- Double-Entry Journal Entries
- General Ledger
- Trial Balance
- Balance Sheet
- Profit & Loss
- Cash Flow Statement
Invoicing & AR
- Invoices
- Estimates with Digital Signatures
- Sales Orders
- Credit Notes
- Deposits & Retainers
- Payment Reminders
- Late Fee Automation
Bills & AP
- Bills
- Purchase Orders
- Vendor Credits
- Recurring Bills
Banking
- Bank Feeds with Smart Categorization
- Bank Reconciliation
- Check Printing
- Multi-Currency Exchange Rates
Inventory & Manufacturing
- Multi-Warehouse
- FIFO / LIFO / Weighted Avg / Specific ID
- Bill of Materials
- Production Orders
- Inventory Transfers
Projects & Time
- Project / Job Costing
- Time Tracking
- Profitability Reports
- Invoice from Time
Reporting
- Custom Report Builder
- Budget vs Actual
- Forecasting
- Year-over-Year Comparison
- Cash Basis P&L
- Scheduled Reports
- CSV / XLSX Export
Fixed Assets
- Asset Register
- Straight-Line Depreciation
- Disposal Tracking
Tax Compliance
- Sales Tax Calculator
- 47-State Nexus Tracking
- Tax Jurisdictions
- Tax Exemptions
Industry Templates
- Commercial
- K-12 School District
- Nonprofit
- Church
- Construction
- Healthcare
- Agriculture
- Property Management
- Cannabis
- Legal
- Higher Ed
- Restaurant
- Manufacturing
- Franchise
- Trucking
- Dental
Security & Compliance
- 4,910 Compliance Accounts
- Full Audit Trail
- Auditor Access Codes
- Soft Delete / Recycle Bin
- SOX Compliance
- FERPA
- PII Logging
Developer Platform
- REST API
- API Keys
- Webhooks with HMAC-SHA256
- CSV Import / Export
Administration
- Multi-Org with Parent-Child Hierarchy
- Consolidated Dashboard
- Module System
- Role-Based Access (9 Roles)
Training Center
- 43 Step-by-Step Guides
- Video Tutorials with AI Narration
- Searchable Knowledge Base
- Quick Start Walkthroughs
- FAQ Library
- Compliance Reference
Payroll (Calculations)
- Gross-to-Net Calculations
- Federal & State Withholding
- Pay Stub Generation
- Pay Run History
Point of Sale
- Registers & Terminals
- Sales Processing
- Cash Drawer Tracking
- Daily Z-Reports
Cryptocurrency
- Wallet Tracking
- BUY / SELL / Swap / Income Events
- Live BTC / ETH / SOL Prices
- IRS Form 8949 Reports
Online Payment Links
- One-click invoice payment
- Stripe Checkout integration
- Auto reconciliation
- Real-time payment notifications
Payroll Tax Filing
- W-2 auto-generation
- 1099-NEC for contractors
- Form 941 quarterly filing
- State withholding & SUTA
Direct Deposit / ACH
- Employee bank account vault
- NACHA-compliant ACH file generation
- Vendor payment by ACH
- Direct deposit on pay run
Bank Connect
- Live bank feed aggregation
- Auto-categorisation rules
- Real-time balance sync
- Multi-bank dashboard
Fund accounting that follows your State Education Agency
Spire Ledgers ships pre-configured for TEA FASRG, California SACS, Florida Red Book, Michigan Bulletin 1022, Ohio USAS, Wisconsin WUFAR, Minnesota UFARS, and every other state SEA chart of accounts. GASB 34 / 54 / 84 / 87 / 96 compliant, with student activity fund management and single-audit ready reporting baked in.
Simple, Transparent Pricing
Start your 30-day free trial. A credit card is required — you will not be charged until the trial ends, and you can cancel anytime.
Registered nonprofits save 25% on all plans.
Our pricing promise
Tier rates capped at CPI inflation + 2 percentage points per year
We commit (in our Terms §8b) that we will not raise our tier rates by more than CPI inflation + 2 percentage points in any calendar year. If CPI inflation was 5%, our maximum increase is 5 + 2 = 7 percentage points (so a $50/mo plan could rise to no more than $50 × 1.07 = $53.50/mo). If inflation is 0%, the most we can raise is 2 percentage points.
See Terms §8b for the binding contractual commitmentStarter
For solopreneurs and micro-businesses getting started
- 2 users + 2 accountant seats
- Unlimited invoices & estimates
- Expense tracking & bank feeds
- Basic financial reports (P&L, Balance Sheet, Trial Balance)
- 1 bank account connection
- Receipt capture & storage
- Sales tax calculation
- Mobile access
- Email support
Professional
For growing businesses that need more power
- 5 users + 3 accountant seats
- Everything in Starter, plus:
- Bill management & vendor tracking
- Multi-currency support
- Time tracking
- Recurring transactions
- Custom report builder
- Unlimited bank connections
- Sales orders
- Budget tracking
- Custom fields (unlimited)
- Priority email & chat support
Business
For established businesses with complex needs
- 8 users + 5 accountant seats
- Everything in Professional, plus:
- Inventory tracking (FIFO, LIFO, Weighted Average)
- Multi-warehouse management
- Project & job costing
- Class & location tracking
- Industry-specific templates (17 industries)
- Bill of Materials & production orders
- Budget forecasting (4 methods)
- Nexus tracking & tax jurisdictions
- 13-period & 4-4-5 reporting
- Soft delete / recycle bin
- Phone, email & chat support
Enterprise
For multi-entity organizations and power users
- 38 users + 10 accountant seats
- Everything in Business, plus:
- Unlimited entities (parent-child hierarchy)
- Consolidated financial dashboard
- Intercompany transaction tracking
- REST API access with webhooks
- Custom API keys & rate limits
- Advanced user roles & permissions
- Audit trail & compliance reporting
- FERPA-aligned access logging. HIPAA BAA available on request
- Fund accounting & grant tracking
- Student activity fund management
- Integration framework (Oracle, Frontline, etc.)
- Priority phone support with SLA
Try Before You Buy
Explore a fully loaded demo account — no signup required. Changes are local to your browser and disappear when you close the tab.
Coming Soon
We're working on powerful new capabilities. These features are built and ready — pending the required certifications and licenses for launch.
Every module is currently live. Check back as we add more capabilities.
Want early access to these features? Let us know.
Sign Up for Early AccessReady to Elevate Your Accounting?
Join businesses across 17 industries who trust Spire Ledgers to manage their finances.